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smytty
07-05-2013, 04:31 PM
Searched some old threads but would like to hear of some updated places people trust...
Im getting close to being able to lock in... (I know rates have gone up) nothing i can do...
Toss some names of places that give good rates and you trust... Thanks

mustangjon
07-05-2013, 07:32 PM
Option financial right off 74 on Harrison rd ask for Daniel tell him Jon and candy sent u

redfirepearlgt
07-05-2013, 07:42 PM
PNC Bank. Been with them for years............

They can even do the whole house in a home equity which saves massive closing costs. We did that three years ago and all closing costs were $108.00. No points, no surprises. Just a fixed interest loan for 20 years. Granted a mortgage might get you a few ticks lower on interest but the hassle and points and so forth can really be a pain.

smytty
07-05-2013, 08:09 PM
Thanks guys ill give them both a call...

cstreu1026
07-05-2013, 08:54 PM
What county are you in? Wright Patt credit Union is now in Hamilton county and I doubt you will find a better rate than what they're offering. If that doesn't work out then check out some of the other credit unions in the area. As far as banks go Union Savings has low low closing costs and competitive rates and Third Federal usually is offering very good rates.

Gearhead
07-06-2013, 08:13 PM
Guardian Savings or Union Savings usually have a little lower rates and closing costs.....

We've refi'd twice through them, they were very easy to work with.

duststang
07-08-2013, 07:30 AM
Guardian Savings or Union Savings usually have a little lower rates and closing costs.....

We've refi'd twice through them, they were very easy to work with.

I 2nd that ^^

smytty
07-08-2013, 03:57 PM
Thanks ill check them all out... Im in Butler..

cstreu1026
07-08-2013, 08:18 PM
Check with WPCU anyway. I know they service Warren and Hamilton counties so Butler seems like a no brainer.

Jeff88coupe
07-09-2013, 08:17 AM
Guardian Savings or Union Savings usually have a little lower rates and closing costs.....

We've refi'd twice through them, they were very easy to work with.

x2 on Guardian Savings....we have done the same. We shopped around our first time refinancing our house. Nobody else could come close to their rate or closing costs. $250 total closing cost our last time if I remember right.

mustangboy
07-09-2013, 11:24 AM
We refinanced a couple months ago with Wright Pat. Got it just in time as we got 3%

qwk93ta
07-09-2013, 11:56 AM
x2 on Guardian Savings....we have done the same. We shopped around our first time refinancing our house. Nobody else could come close to their rate or closing costs. $250 total closing cost our last time if I remember right.

I have used Guardian 5 times in the last ten years, they are great to work with.

coupegt
07-12-2013, 12:18 PM
Is there any guardian savings close to eastgate area I thought about a refinance on my house.

Gearhead
07-12-2013, 07:51 PM
Is there any guardian savings close to eastgate area I thought about a refinance on my house.

Union Savings and Guardian are the same company, there is a Union Savings on Eastgate S Dr.

2Kblacksleeper
07-13-2013, 07:16 AM
Guardian is right in front of home depot on Beechmont.